Homeowners insurance also known as home insurance isnt a luxury its a necessity and not just because it protects your home and possessions against damage or theft virtually all mortgage . Buying a home is one of the largest investments youll make in your lifetime both financially and emotionally thats why its always good to be well equipped when navigating the weltering sea of homeowners insurance companies. Most homeowners policies cover business equipment in the home but only up to 2500 and they offer no business liability insurance although you want to lower your homeowners insurance cost you also want to make certain you have all the coverage you need. Home ownership may be full of surprises but with a few clever home insurance tips you can take those unexpected leaks and cracks in stride learn the best way to insure your house with these stories from real homeowners about their home insurance advice and experiences. Homeowners insurance can protect belongings outside the home too if something is stolen from your car auto insurance wont cover it but your homeowners policy likely will
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